Debt

Money fears behind financial services’ phone call boost

The rising cost of living is causing an increase in inbound phone calls for...

Increase in more severe forms of adverse credit

There has been a rise in the number of people who have experienced more...

Cost-of-living squeeze having effect on mortgage searches

Legal & General Mortgage Club has reported that overall mortgage search volumes by advisers...

Virgin Money integrates new affordability platform

Virgin Money has made changes to the way customers who have fallen into arrears...

FCA wants ban on debt packager referral fees

The Financial Conduct Authority (FCA) has issued proposals banning debt packager firms from being...

Self-employed homeowners having debt difficulties

A third of self-employed homeowners have increased their unsecured debts and a quarter have...

Debt burden for one in three 2021 retirees

32% of people retiring in 2021 will be doing so in the red, according...

FCA targets debt packager firms

Following an FCA review of the practices of debt packager firms, five firms have...

Quarter of employees made bad debt decisions during pandemic

24% of employees say they made a bad decision about debt during the pandemic,...

Credit limit reduction prompts debt consolidation conversation

You may have seen the news recently that Barclaycard has cut the credit limits...

Two debt firms see Facebook ads banned by watchdog

The Advertising Standards Authority (ASA) has told two debt management firms that it cannot...

Over-55s’ unsecured debt a growing problem

Unsecured debt is a major issue for older homeowners, according to new data analysis...

Smart Money sees increasing Covid-related consolidation

Specialist packager and distributor, Smart Money, has reported a rise in broker enquiries for...

Covid costs compounded by SVR rollover

19% of homeowners haven't been able to remortgage their home since the Covid pandemic...

COMMENT

Mutual strength and the broker partnership

The mutual sector has always been associated with community purpose, local branches and a member-first approach that feels a little different to the wider...

First-time, accidental or professional? How the landlord profile is shifting in 2026

One of the most common misconceptions that people have about the buy-to-let market is that landlords are a single, uniform group. The reality is...

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Latest news

Equity Release Council hires Tracy Gorbutt-Powell for risk and policy role

The Equity Release Council has appointed Tracy Gorbutt-Powell as head of risk, policy and...

Together appoints Legal and General Surveying Services as valuation partner

Specialist lender Together has appointed Legal and General Surveying Services as a key valuation...

1.3 million households facing mortgage cost shock

Around 1.3 million additional UK households are now exposed to higher mortgage costs following...

The Vernon hires internal BDM to expand intermediary reach

Vernon Building Society has appointed Damien Sabbaghe as intermediary business development manager as it...

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