criteria

New residential lending tiers at Aldermore

Aldermore has created two new lending tiers across its standard range of residential mortgages. The...

TMW revises maximum age criteria for lower LTV BTL applications

The Mortgage Works (TMW) is removing its age limit at application for experienced landlords...

Criteria checking: trying to reach the right destination

There are many people now driving who have never looked at a paper map...

Pepper Money unveils new criteria to tackle “interesting” cases

Pepper Money has made changes to its product range with the stated aim of making...

Knowledge Bank teams up with BuildLoan

Knowledge Bank has partnered with self-build specialist BuildLoan, meaning there are now almost 50,000...

Criteria Hub highlights solar panel lending issues

Criteria Hub has urged brokers to make sure that when they are arranging a...

Barclays Mortgages improves income multiple criteria

Barclays Mortgages is increasing the maximum income multiples for people earning up to £50,000. The...

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AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

Latest news

Newcastle for Intermediaries cuts mortgage rates

Newcastle for Intermediaries has cut rates across its residential mortgage range, reducing pricing by...

Peace of mind matters more than price in home insurance, research finds

A new study by general insurance provider Paymentshield has found that nearly half of...

Mortgage applications rise as lenders drive competition, says Stonebridge

Mortgage applications rose 7% year-on-year in October as borrowers continued to respond to falling...

Brokers report surge in limited company buy-to-let demand

Three-quarters of brokers have seen growing demand for limited company buy-to-let products over the...

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