Credit Risk

Regulators set out framework for higher loan-to-income lending as cap is eased

The Prudential Regulation Authority and Financial Conduct Authority have published proposals setting out how...

Mortgage myths leaving many first-time buyers stuck on the sidelines

Millions of aspiring homeowners may be delaying plans to buy because of widespread misconceptions...

Broadstone expands banking advisory arm with Rockstead acquisition

Broadstone has agreed to acquire Rockstead, one of the longest running specialist suppliers of...

Young borrowers risk credit damage by following unqualified social media advice

More than seven million people in the UK have taken financial advice from a...

AML regime ‘costing billions with little return’

Global anti-money laundering rules are imposing vast costs on banks while recovering less than...

Opus First Media launches Bridging Soup

Opus First Media has expanded its specialist publishing portfolio with the launch of Bridging...

Digital overhaul spices up specialist lending for Paragon Bank

Paragon Banking Group has reported another year of resilient profit growth, increased shareholder returns...

BNPL habits risk derailing FTB mortgage hopes

Britain’s rapid uptake of Buy Now Pay Later (BNPL) services is putting a growing...

Gareth Lewis on leading MT Finance through a changing landscape

Gareth Lewis has spent the past seven years at MT Finance, guiding the specialist...

Private credit poses challenges and opportunities for UK CROs

The global financial crash of 2008 revealed the dangers of financial contagion. What began...

COMMENT

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Home and away: How appetite for UK property is rising

Conflicts in Ukraine and now the Middle East are a reminder that the catastrophic impact of war is not confined to war zones.   The...

Latest news

Fleet Mortgages adds two-year tracker products to buy-to-let range

Fleet Mortgages has launched three new two-year tracker mortgages at 75% loan-to-value across its...

Norton Home Loans provides remortgage on PRC home in Southampton

Norton Home Loans has completed a £218,000 remortgage for joint applicants in Southampton, allowing...

Scotland attracts rising interest from GCC property buyers

Scotland is becoming an increasingly popular destination for Gulf buyers looking at UK property,...

Vida broadens mortgage range with new higher LTV tier and lower rates

Vida has expanded its mortgage range with rate cuts of up to 0.72%, alongside...

PROFILES