Protection

2013 to be “one hell of a year” for insurance sector

Protection experts have warned that growth in protection sales is flat despite the increasing...

Huge FSA fine for CPP

The FSA has issued its joint largest retail fine of £10.5 million to Card...

Worrying confusion between IP and PPI

79% of advisers surveyed by Cirencester Friendly believe that their clients confuse income protection...

RBS posts loss and increases PPI provision

Royal Bank of Scotland (RBS) has posted a pre-tax loss of £1.26 billion for...

LV= enhances IP offering for medics

LV= has improved the benefits for surgeons and doctors on its income protection (IP)...

Aviva outlines gender directive pipeline plans

Aviva has published the path advisers need to follow to ensure protection pipeline cases...

Scottish Provident replaces Pegasus cover product

Scottish Provident is replacing its current unit linked Pegasus product with a new simpler...

LV= introduces IP discount

LV= is offering a 5% discount on all income protection applications until 30 November...

Friends Life improves Group IP offering

Friends Life has made changes to its Group Income Protection (GIP) policy. These include the...

Friends Life outlines gender pricing policy

Friends Life has stated it will make gender-specific terms available for intermediary protection business...

Aegon introduces servicing team for gender directive

Aegon has established a dedicated pipeline servicing team to assist advisers ensure they secure...

Bright Grey and Scot Prov outline gender directive plans

Bright Grey and Scottish Provident have set out their plan for 'Gender Directive' pipeline...

Principality partners with L&G

Principality Building Society is partnering with Legal & General as the main provider of...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

PROFILES