Protection

Regulators publish guidance over new payment protection products

The FSA and the Office of Fair Trading (OFT) have jointly published final guidance...

Banks want PPI claim time limit

The FSA has confirmed rumours that it has been approached by the British Bankers'...

Ageas enhances CI proposition

Ageas has improved its critical illness cover. The new offering now covers 46 conditions, including...

Zurich paid 90% of CI claims last year

Zurich has published its 2012 critical illness claim statistics for its life policy customers...

PPI radio ad banned

The Advertising Standards Authority (ASA) has banned a radio advert from Payment Protection Partnership...

Bright Grey and Scot Prov boosted by Gender Directive

Bright Grey and Scottish Provident have revealed that their life, critical illness and income...

Co-op Bank fined for failing to handle PPI complaints fairly

The FSA has fined The Co-operative Bank plc £113,300 for failing to handle payment...

Zurich sees record life cover applications

Insurer Zurich has reported record levels of customers applying for life assurance ahead of...

India-based PPI firm rapped over texts

Data Supplier, a firm based in Mumbai, has had three complaints against it upheld...

Disability impacting on 50-60 year olds

Over two out of five 50 to 60-year-olds who are out of work blame...

Scottish Provident provides help over gender pricing deadline

Scottish Provident is offering customers a window for last minute applications before the...

Friends Life revamps group critical illness offering

Friends Life has made improvements to its group critical illness proposition. Changes include enhanced...

Scottish Provident unveils new whole of life protection product

Scottish Provident has launched a new simplified whole of life product that solely offers...

Gender neutral pricing now at L&G

Legal & General has moved to gender neutral pricing. This means all individual protection products...

COMMENT

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Latest news

House price rise puts mortgage resilience in sharper focus

Homebuyers should consider how they would meet mortgage payments if illness or injury affected...

Simplify’s trust gives £22,500 to nine local charities

The Simplify Charitable Trust has donated £22,500 to nine charities working in communities across...

Landlords turn to portfolio refinancing to fund expansion

More than three-quarters of landlords are considering refinancing their existing portfolios to fund further...

LiveMore launches mortgage for homes with spray foam insulation

LiveMore has launched a mortgage designed for homeowners whose properties have become difficult to...

PROFILES