Critical Illness

Life cover with critical illness getting cheaper across the board

Monthly premiums for life insurance with critical illness cover are down across the board...

Minority report mental health condition to insurer

The pandemic has seen 47% of UK adults experience mental health challenges as people faced financial hardship,...

Covid has not caused a spike in protection demand

The Covid-19 pandemic has not led into a rise of requests for protection, despite...

Royal London improves CI cover for parents

Royal London has made changes to its critical illness cover (CIC) to help improve...

AIG Life moves to simplify Group CI

AIG Life has consolidated its Group Critical Illness conditions under grouped headings with the aim...

Royal London removes Covid-19 underwriting restrictions

Royal London has removed restrictions to its underwriting approach put in place in 2020...

Record protection payouts for Royal London in 2020

Mutual insurer Royal London paid 99.6% of all protection claims last year, totalling a...

Widespread lack of mortgage protection highlighted

26% of existing or aspiring homeowners have missed a mortgage payment because of accident or...

LV= reveals Covid-19 payouts

LV= has revealed that life insurance, critical illness and income protection claims caused by...

LV= paid out £6.5m in Covid claims last year

LV= paid record individual protection claims totalling nearly £118 million during 2020. The insurer...

Royal London introduces new protection menu tool

Royal London has unveiled a protection tool which helps provide menu protection plans for...

WorkLife and Unum in protection partnership

Employee benefits portal, WorkLife, has joined forces with group insurance provider Unum to add a...

L&G unveils digital-first group protection proposition

Legal & General Insurance has partnered with Salary Finance to launch Protect; a mobile-first,...

Owl Financial reaps rewards from online face-to-face advice

Owl Financial, Openwork’s specialist protection advice business, has arranged over 47,000 policies since the...

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COMMENT

FCA’s mortgage rule changes: it’s time to raise the advice bar, not drop it

The FCA’s move to relax some of the rules around mortgage switching and term changes might sound sensible on paper—cutting admin, giving borrowers quicker...

Tom Bill: Unintended consequences

Former Prime Minister William Pitt the Younger introduced a brick tax in 1784 to pay for the American War of Independence. Manufacturers were charged by...

U.S. Market: lower rates are needed to help unlock the market

When Donald Trump was reelected and took office at the start of this year, we knew it was going to be interesting! The property market...

A home shouldn’t be out of reach for those who keep the UK running

In a housing market that has grown steadily more selective, it is often those who arguably help keep the country running who are quietly...

Richard Pike: A conference of positivity – Global ABS Day three

It’s time for reflection of the last three days here in Barca. To readers, this must seem like a pretty decent gig to be...

Latest news

Atom bank funds £2.7m purchase of Leicester pub conversion into student housing

Atom bank has provided a £2.7m commercial mortgage to support the purchase of a...

Keystone trims BTL rates and unveils AI-powered upgrade

Keystone Property Finance has reduced rates across its buy-to-let range, with cuts of up...

BTL lending criteria changing to tackle net zero risk

Buy-to-let lenders have begun reassessing their approach to energy-inefficient properties in anticipation of looming...

The Darlington widens criteria for key workers with variable incomes

Darlington Building Society has broadened its mortgage criteria to better support professionals with complex...