Cover

Barclays increases PPI provision as profits fall

Barclays plc has reported an 8% fall in statutory pre-tax profits for 2015 to £2.073...

Financial protection “becoming a decreasing priority”

Only 8% have critical illness insurance and only 33% have life cover, according to...

L&G launches trusts hub

Legal & General Business Protection has unveiled its Business Protection Trusts Hub, to help advisers...

New Whole of Life deals from VitalityLife

VitalityLife has made changes to its existing product range and launched two new Whole of Life products. The...

Scottish Widows holds protection workshops

Scottish Widows, which recently returned to the intermediary protection market, has held a series...

Where are household insurance premiums heading?

The average cost of home insurance fell by 3% last year, according to the...

Cirencester Friendly publishes claims payout data

Cirencester Friendly has revealed that it paid 94% of claims in 2015.  During 2015 a...

Record claims payout for VitalityLife

VitalityLife paid a record amount in claims during 2015, with over £28m paid in claims on...

Necessity fuelling renovation buyers

New research by Confused.com reveals that 35% of homeowners who bought a property that...

ABI unveils e-Signature usage principles

The Association of British Insurers (ABI) has published a set of high level principles...

The myth of the south-facing garden

Despite estate agents and property experts promoting the benefits of a south facing garden, this...

Thameside Associates wins top L&G award

Stonebridge Group has announced that one of its appointed representative (AR) firms, Thameside Associates,...

Raising a child dearer than buying a home

Raising a child from birth to the age of 21 now totals £231,843, making it...

Holloway Friendly increases IP claims paid

Holloway Friendly paid 96.9% of all income protection claims last year, a rise of...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

Mortgage fraud rises across every category

Mortgage-related fraud increased across every category tracked by Cifas during the first half of...

West One adds 6.5x LTI residential tier

West One has expanded its residential mortgage and Extra second charge ranges with higher...

PROFILES