Country folk nonchalant about burglary

Published on

Millions of countryside dwellers are not taking adequate steps to protect their homes, according to Halifax Home Insurance’s first ‘Latch-Key Index’.

Almost a third of rural households, about 3.5 million people, leave their doors unlocked most days, compared to just one in 10 urbanites.

Also, over eight million of Britain’s rural residents don’t use a burglar alarm (70%) – with many of these homeowners (11%) saying the ‘don’t see the point’ of having one.

56% of rural dwellers trust a friend or neighbour to check on the property when they’re away, compared to just 43% in urban areas.

However, with countryside crime rising at twice the rate of urban crime, the home insurer is calling on rural homeowners to take simple steps to make burglar’s lives harder and protect themselves against crime.

In the last 12 months, 13% of dwellers was a victim of crime, with vandalism (39%) and burglary (13%) among the most common incidents. Furthermore, cases of burglary rise by 30% during the festive period, as criminals target homes full of Christmas gifts. The cost to the homeowner is also greater during this time of year, with presents increasing homeowner’s losses by around £520 to an average of £2,680.

Yet awareness in the countryside remains low, with a third of countryside residents believing that it’s unlikely that they’ll be burgled (33%) and a similar number oblivious to the rate at which rural crime is growing (29%).

COMMENT ON MORTGAGE SOUP

We want to hear from you!
Leave a comment and get the conversation started.
You need to register to post, so please login or sign up below.

Latest articles

Leeds launches 98% LTV mortgage aimed at widening access for first-time buyers

Leeds Building Society has introduced a new 98% loan-to-value mortgage designed to help more...

Uinsure secures exclusive Lloyds Bank General Insurance panel deal for advisers

Uinsure has added Lloyds Bank General Insurance to its home insurance panel in an...

Clydesdale cuts selected residential product transfer rates

Clydesdale Bank is reducing a range of residential product transfer fixed mortgage rates from...

Foundation shows how revised Property Plus criteria unlock Scottish buy-to-let purchase

Foundation has highlighted how enhancements to its Property Plus proposition helped a broker secure...

HLPartnership sets out leadership transition as Chris Tanner steps back

HLPartnership has announced plans for a leadership transition that will see BetterHome Group chief...

Latest publication

Other news

The AI questions the mortgage industry needs to ask – and address

Everyone in the industry is talking about artificial intelligence, but mortgage tech boss Zahid...

Leeds launches 98% LTV mortgage aimed at widening access for first-time buyers

Leeds Building Society has introduced a new 98% loan-to-value mortgage designed to help more...

Uinsure secures exclusive Lloyds Bank General Insurance panel deal for advisers

Uinsure has added Lloyds Bank General Insurance to its home insurance panel in an...