CHL Mortgages rolls out free valuation HMO and MUFB range as buy-to-let rates ease

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CHL Mortgages has launched a new set of limited-edition buy-to-let products offering free valuations on smaller HMO and multi-unit freehold block properties.

The specialist lender has unveiled a collection of 10 products aimed at landlords investing in properties with up to six bedrooms or units.

The range includes two-year fixed rates starting from 2.44% and five-year fixed rates from 4.54%.

The products are available up to 75% loan to value, with landlords able to choose from a range of fee options, including 0%, 2%, 3.5%, 5% and 7%.

Alongside the launch, CHL Mortgages has also reduced rates by 5bps across its standard buy-to-let range. Two-year fixed rates now start from 2.19%, while five-year fixed rates begin at 4.41%.

Darrell Walker, Chetwood Bank’s group sales director,
Darrell Walker

Darrell Walker, group sales director at Chetwood Bank for CHL Mortgages and ModaMortgages, said: “We wanted to start the New Year with a bang and this collection of limited-edition free valuation HMO and MUFB products is ideal for landlords looking to invest in properties with up to six bedrooms or units and who want to save money upfront.

“The free valuation products, combined with the 5bps rate reduction across our standard buy-to-let ranges, means we can offer brokers even greater choice and more ways to support their buy-to-let clients in 2026.”

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