Central Trust has launched a new Premier product range, with second charge rates starting from 6.69% pa.

The new products are available to customers in England and Wales, while the lender’s existing range across the UK and Northern Ireland remains unchanged.

Central Trust says the Premier range is supported by its paperless application process, designed to speed up submissions and decision-making for brokers. Features include automated AVMs, Land Registry searches and proof of income checks for qualifying applications, with no paperwork requiring signatures.

The lender expects the combination of lower pricing and a streamlined process to strengthen its position in the second charge market as 2026 unfolds.

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Debbie Burton, Chief Executive at Central Trust, said: “We are very excited to bring these new rates to the market. We have acted on the feedback we’ve received from our broker partners and feel this is very positive news for both second charge brokers and their customers.

“These new rates will continue to help brokers deliver good customer outcomes and help customers manage ongoing cost of living challenges, and represents a significant shift in the 2026 lending landscape for Central Trust.

“We’ve already made significant improvements to the ease of sending a case to us, with AVMs, Land Registry searches and even the proof of income available automatically on our system for qualifying applications.

“With no paperwork that needs signing, we really believe this is one of the most streamlined processes in the market, and coupled with these new lower rates, we are expecting these products to be very popular”