Portfolio BTL

Fleet Mortgages brings back 75% LTV fixed-rate options

Fleet Mortgages has relaunched a range of 75% LTV fixed-rate products across its core...

The Buckinghamshire raises expat BTL LTV limit and launches new fixes

Buckinghamshire Building Society has increased the maximum loan-to-value on its expat buy-to-let mortgages to...

Limited company landlords pull away from individual investors, research finds

The private rented sector is becoming increasingly divided along structural lines, with landlords operating...

Limited company buy-to-let purchases hit record 43%

Limited company landlords accounted for a record 43% of mortgaged buy-to-let house purchases in...

Fleet cuts remortgage rates and broadens EPC-linked range

Fleet Mortgages has expanded its two-year fixed-rate range for more energy-efficient rental properties while...

Brighton rent surge sharpens buy-to-let focus

A 15% surge in Brighton rents during 2025 is likely to sharpen broker focus...

Landbay cuts buy-to-let rates by up to 20bps across full range

Landbay has announced a fresh round of pricing cuts across its buy-to-let proposition, reducing...

Vida to allow intercompany deposit loans and raises exposure cap

Vida Homeloans has widened its buy-to-let criteria, allowing intercompany loans as a deposit source...

Jupp: Brightstar will keep pushing specialist lending boundaries

Brightstar Group chief executive Rob Jupp has pledged to keep “pushing” the specialist lending...

HLP upgrades CRM for limited company buy-to-let surge

HLPartnership has upgraded its CRM system to better support advisers handling limited company buy-to-let...

Buy-to-let growth matches first-time buyers as demand holds

Buy-to-let lending is expanding at the same pace as first-time buyers and home movers,...

Professional landlords step up borrowing despite Renters’ Rights concerns

Professional landlords remain the principal source of buy-to-let borrowing and advice demand, even as...

Record surge in buy-to-let companies as landlords pivot

A record 66,587 buy-to-let limited companies were incorporated in 2025 due to more landlords...

North West leads HMO market share as yields edge below 10%

The North West has the highest proportion of HMOs in the UK at 17.9%,...

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COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...