Landlords

Funding student property? Talk to a broker first

When an investor spots an opportunity in the student accommodation sector, it’s rarely a...

Keystone boosts efficiency with criteria overhaul

Keystone Property Finance has introduced a raft of criteria enhancements designed to speed up...

CHL Mortgages to host post-Budget analysis webinar for brokers

Brokers seeking clarity on the government’s Autumn Budget will have the chance to hear...

Housemate horrors push young renters towards home ownership

Nine in 10 young renters say they’ve endured a “housemate horror”, according to new...

Renters’ Rights Bill: what the new law means for advisers, landlords and lenders

After months of parliamentary back-and-forth, the Renters’ Rights Bill has now become law -...

Chancellor to face ethics probe after renting out family home

Chancellor Rachel Reeves has referred herself to the independent ethics adviser after admitting she...

The Mortgage Works raises lending limits to support professional landlords

The Mortgage Works has raised its lending limits and refined its affordability criteria in...

Keystone lowers rates by up to 20 basis points

Keystone Property Finance has reduced rates by up to 20 basis points across almost...

NI levy on landlords could push up rents and cut supply

Plans to extend National Insurance contributions to rental income could trigger a significant contraction...

Foxtons mortgage arm lifts revenue as lettings offset weaker London sales

Foxtons’ financial services arm Alexander Hall reported a sharp rise in revenue in the...

Accord reduces affordability stress rates

Accord Mortgages has introduced changes to its affordability assessments designed to ease pressure on...
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COMMENT

Commonhold and Leasehold Reform

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Latest news

Later Life

Beverley enhances SIPP income assessment

Beverley Building Society has introduced a tiered approach to assessing income from self-invested personal...
Commonhold and Leasehold Reform

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM)...
Conveyancing

Conveyancing costs hold at 0.53% of house prices

Conveyancing costs remained unchanged as a proportion of UK house prices during the year...
Specialist

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers...

PROFILES