Blogs

Covid-19 has been a game-changer for lenders

Prior to the Covid-19 lockdown we were already living in an increasingly complex financial...

Enjoy the Stamp Duty holiday while it lasts

Given the approach recent governments have taken to landlords active within the private rental...

It’s vital to have access to all the options

With a mini-Budget or a non-Budget ‘Budget’ on its way imminently, the industry has...

How are we to judge mortgage market normality?

It seems fairly obvious but the most common benchmark is bound to be what...

Marketing: mastering the basics

Marketing is one of those subjects that you know you should probably pay more...

There’s still underlying demand for buy-to-let lending

‘One minute you’re cock of the walk, the next you’re a feather duster.’ It might...

Half full or half empty?

The coronavirus epidemic has put a new emphasis on individuals’ attitude to risk. With regard...

Twitter tales as old as time

‘Porn star Nacho Vidal held in Spain after man dies in toad-venom ritual’ That probably...

What Open Banking could mean for intermediaries

Over the past couple of years ‘Open Banking’ has entered the lexicon of financial...

The value of advice in a nutshell

At the current time, I suspect many broker firms are concerned about their ability...

What will it be worth?

£1 will always be worth £1. If you devalue £1 you still have £1....

How will individual lenders react to this crisis?

How things can change, and how quickly they can change. From a position where many...

Retirement knowledge

Where are you on the Dunning-Kruger competence curve on retirement income planning? I ask...

Where is the economy really going?

Q: How many economists does it take to change a light bulb? A: Seven, plus...
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COMMENT

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Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are,...

Latest news

Compliance

MorganAsh launches calculator to help firms estimate scale of customer vulnerability

MorganAsh has launched a calculator designed to help financial services firms gauge how many...
News

Average mortgage rate reaches 5.50% as market reprices

The average mortgage rate tracked by Moneyfacts has climbed to 5.50% for the first...
News

RSM UK urges action as house price growth stalls and transactions fall

RSM UK is calling for stamp duty reform and more support for first-time buyers...
News

Clydesdale Bank raises selected residential and buy-to-let rates

Clydesdale Bank is increasing a number of residential and buy-to-let product transfer rates from...

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