Blogs

2015: what cards are in the regulatory deck?

“In this world nothing can be said to be certain, except death and taxes.”...

Landlords – a target for 2015

It seems there is no slowing of the growth in the residential private rental...

A landlord’s nightmare

A story to send a shiver of fear down any landlord’s spine caught my...

The Insurance Bill – will it impact you?

Following a second reading in the House of Lords in the summer, it looks...

A nail in the coffin for payday lenders?

More woe for Wonga it appears. Less than a week has passed since the payday...

Redundancy waivers – good idea or marketing gimmick?

Last month, one of our newest building societies launched the UK’s first ever mortgage...

SMEs ignorant of insurance needs

The good news is that the number of SMEs in the UK is at...

A new generation of ‘silver’ landlords?

The pensions overhaul announced by the Chancellor in last month’s budget could result in...

Does the sale of add-ons add up?

I’ve previously warned that the Financial Conduct Authority was putting the sale of add-on...

MMR – behind the headlines

This is the first of our commentaries on the detail behind the MMR, designed...

Strange days indeed

Do read on. There is nothing in this blog which will interest you. If I...

How intermediaries can assist flood casualties

It probably comes as no surprise to learn that last month was one of...

Identifying value

One of the most important questions being asked as part of the thematic review...

Bring on the thematic review

I never thought I would live to see the day when I would welcome...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...