Blogs

Is purchase activity really going to fall in 2022?

2022 and 2023 lending predictions were boosted recently by IMLA’s foray into this space...

2022 is a year to be welcomed

Some people seem permanently disposed towards wallowing in the myriad of bad news that...

Lenders see market to be secured in high LTV lending

The mortgage market has seen more than its fair share of ups and downs...

Remortgaging advice: the simplest approach can be the most effective

For anyone and everyone who has worked in and around the mortgage market for...

Flexibility and reliability key for lenders who want to stand out

Brokers operating in the bridging market are in a fantastic position today. The sector...

Why property surveys should matter to brokers

It’s understandable why many borrowers prefer to stick simply to the mortgage lender’s valuation....

‘Use it or lose it’ doesn’t make sense

Technology is often at the forefront of all minds, particularly when you’re an intermediary...

Strategies to grow the later life lending market

Last month’s Budget announcement might have seemed like something of a ‘damp squib’ in...

Push positive first-time buyer messages out there

Prospective first-time buyers might look at the current housing market situation and wonder if...

Green is the colour – but who pays?

The government’s recent proposals on how it intends to encourage ‘green’ home improvements amongst...

The employed vs self-employed adviser conundrum

I recently stumbled across a bit of a saga/debate/discussion/part-soap opera around self-employment within the...

Time to define ‘niche’?

In days of old, the word niche was a catch-all way of describing anything...

Gain a full understanding of the second charge sphere

It’s no secret how hard it currently is to secure the services of a...

Deposit Unlock will help low deposit borrowers buy a new build home

A new private sector initiative to help people buy a new build home with...

COMMENT

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are,...

Five things brokers across the country are telling me right now

The thing I’ve always enjoyed most about working in the specialist mortgage market is the people. I’m lucky that a big part of my job...

Latest news

Virgin Money raises selected mortgage rates by up to 75bps

Virgin Money is increasing selected purchase, remortgage, buy-to-let and product transfer rates from Thursday...

Property sector must embrace long-term reform to withstand global shocks, says OPDA

The Open Property Data Association (OPDA) has called on the government to adopt a...

Rent rises hold steady as UK house price growth slows

Private rents across the UK rose at the same annual rate in February, while...

Movera reports rise in completions as expansion gathers pace

Home moving group Movera has reported a sharp increase in activity across its conveyancing...

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