Blogs

Dinosaurs: Think secured loan regulation won’t affect you?

So it won’t be long now until the world changes again for us brokers....

Ensure clients conduct a household MOT

The insurance sector is facing a hefty bill from storm St Jude that...

So many secured loans, so few brokers

These last few weeks I've been wondering why on earth there are so few...

Networks: don’t be surprised by your ARs

A few years ago, a member of our team approached me with an expression...

Are we becoming ageist?

There are more centenarians in England and Wales than ever before. The Office for...

Immortalising a legend

In mid-2011, still in the thick soup of the crunch, we sold up and...

How can a secured loan be cheaper than a remo?

So, how can a secured loan be £215,000 cheaper than a remortgage? Well, lend...

Your Help to Buy responsibilities

The government’s Help to Buy scheme hit the headlines again earlier this month following...

Embrace technology – but be careful who you cosy up with

Apparently more than 400 insurance-related patents were filed last year with the use of...

Some people need just a little more help

It probably will come as no surprise to intermediaries that a recent study published...

Mortgage brokers must embrace impending secured loan regulation

With just a few months before the FCA issues its guidelines surrounding the forthcoming...

Add-ons under attack

I hate to say I told you so but… It’s a couple of months...

Big data: big opportunity or big headache?

Did you know that 90% of the world’s stored data has been created just...

Making light work of the MMR

As mortgage availability improves and last year’s concerns over the threat of dual pricing...
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Regulation

FCA’s mortgage rule changes: it’s time to raise the advice bar, not drop it

The FCA’s move to relax some of the rules around mortgage switching and term changes might sound sensible on paper—cutting admin, giving borrowers quicker...

Tom Bill: Unintended consequences

Former Prime Minister William Pitt the Younger introduced a brick tax in 1784 to pay for the American War of Independence. Manufacturers were charged by...

U.S. Market: lower rates are needed to help unlock the market

When Donald Trump was reelected and took office at the start of this year, we knew it was going to be interesting! The property market...

A home shouldn’t be out of reach for those who keep the UK running

In a housing market that has grown steadily more selective, it is often those who arguably help keep the country running who are quietly...

Richard Pike: A conference of positivity – Global ABS Day three

It’s time for reflection of the last three days here in Barca. To readers, this must seem like a pretty decent gig to be...

Latest news

PBSA

Atom bank funds £2.7m purchase of Leicester pub conversion into student housing

Atom bank has provided a £2.7m commercial mortgage to support the purchase of a...
Buy-to-let

Keystone trims BTL rates and unveils AI-powered upgrade

Keystone Property Finance has reduced rates across its buy-to-let range, with cuts of up...
Buy-to-let

BTL lending criteria changing to tackle net zero risk

Buy-to-let lenders have begun reassessing their approach to energy-inefficient properties in anticipation of looming...
News

The Darlington widens criteria for key workers with variable incomes

Darlington Building Society has broadened its mortgage criteria to better support professionals with complex...

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