Blogs

Covid-19 has been a game-changer for lenders

Prior to the Covid-19 lockdown we were already living in an increasingly complex financial...

Enjoy the Stamp Duty holiday while it lasts

Given the approach recent governments have taken to landlords active within the private rental...

It’s vital to have access to all the options

With a mini-Budget or a non-Budget ‘Budget’ on its way imminently, the industry has...

How are we to judge mortgage market normality?

It seems fairly obvious but the most common benchmark is bound to be what...

Marketing: mastering the basics

Marketing is one of those subjects that you know you should probably pay more...

There’s still underlying demand for buy-to-let lending

‘One minute you’re cock of the walk, the next you’re a feather duster.’ It might...

Half full or half empty?

The coronavirus epidemic has put a new emphasis on individuals’ attitude to risk. With regard...

Twitter tales as old as time

‘Porn star Nacho Vidal held in Spain after man dies in toad-venom ritual’ That probably...

What Open Banking could mean for intermediaries

Over the past couple of years ‘Open Banking’ has entered the lexicon of financial...

The value of advice in a nutshell

At the current time, I suspect many broker firms are concerned about their ability...

What will it be worth?

£1 will always be worth £1. If you devalue £1 you still have £1....

How will individual lenders react to this crisis?

How things can change, and how quickly they can change. From a position where many...

Retirement knowledge

Where are you on the Dunning-Kruger competence curve on retirement income planning? I ask...

Where is the economy really going?

Q: How many economists does it take to change a light bulb? A: Seven, plus...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Investment in learning narrows financial services skills gap

Financial services firms are investing in employee learning at a faster rate than almost...

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...

Danger of rental property shortage looms as landlords plan mass sell-off

A growing number of landlords are preparing to exit the private rental sector (PRS),...
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