Blogs

Why the GI conversation is more important than ever

This is a sensitive subject in light of the pandemics impact on many people’s...

The consumer benefit of having someone to blame

There is plenty to be positive about in the world of mortgage advice, and...

Government needs to improve the home buying and selling process

There will be a huge number of property professionals for whom June couldn’t have...

Frenzied purchase market makes picking specialist partners crucial

It’s a busy time in the housing market as the second stamp duty deadline...

Is increased inflation on the way?

The days when high inflation rates loomed large on the horizon are long gone....

‘Concertina’ of housing transactions lessened by stamp duty decision

It’s fair to say that the housing market performed more than robustly in March,...

Proactive brokers can help clients beat June stamp duty deadline

One of the first measures introduced by the government last year, as things gradually...

Energy performance will grow in importance

So-called ‘Green mortgages’ appear to be growing in number each week as lenders attempt...

What a difference a year makes

12 months ago as we emerged from the first lockdown, housing/mortgage/property stakeholders who were...

Picking the right partner crucial for advisers working with FTBs

Mortgage advisers will have no doubt seen renewed interest from first-time buyers of late. The...

Opening our arms to a new banking approach

The UK is widely recognised as a leader in Open Banking. This is largely...

The Bank Rate could rise sooner than expected

Remember when the Bank of England’s MPC BBR decisions were so widely anticipated and...

How long will you live?

You have to be very careful how data is presented. I recently saw a social...

How to get the most from your BDM

Business development managers (BDM) are an integral part of the mortgage market, acting as...
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Regulation

FCA’s mortgage rule changes: it’s time to raise the advice bar, not drop it

The FCA’s move to relax some of the rules around mortgage switching and term changes might sound sensible on paper—cutting admin, giving borrowers quicker...

Tom Bill: Unintended consequences

Former Prime Minister William Pitt the Younger introduced a brick tax in 1784 to pay for the American War of Independence. Manufacturers were charged by...

U.S. Market: lower rates are needed to help unlock the market

When Donald Trump was reelected and took office at the start of this year, we knew it was going to be interesting! The property market...

A home shouldn’t be out of reach for those who keep the UK running

In a housing market that has grown steadily more selective, it is often those who arguably help keep the country running who are quietly...

Richard Pike: A conference of positivity – Global ABS Day three

It’s time for reflection of the last three days here in Barca. To readers, this must seem like a pretty decent gig to be...

Latest news

PBSA

Atom bank funds £2.7m purchase of Leicester pub conversion into student housing

Atom bank has provided a £2.7m commercial mortgage to support the purchase of a...
Buy-to-let

Keystone trims BTL rates and unveils AI-powered upgrade

Keystone Property Finance has reduced rates across its buy-to-let range, with cuts of up...
Buy-to-let

BTL lending criteria changing to tackle net zero risk

Buy-to-let lenders have begun reassessing their approach to energy-inefficient properties in anticipation of looming...
News

The Darlington widens criteria for key workers with variable incomes

Darlington Building Society has broadened its mortgage criteria to better support professionals with complex...

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