Blogs

Retaining expert knowledge

Lenders have sometimes resisted automated decisioning for fear of losing the internal credit scoring...

Use technology to simplify the application process

We've been operating in a tech-driven world for many years now but the pandemic...

Spring is here

Spring is usually a time for renewal and optimism. Spring this year will hopefully...

A change of status need not be in one direction

Clearly, when it comes to important decisions for mortgage and protection advice practices, one...

When it comes to debt, income protection can make all the difference

This week marks Debt Awareness Week, an initiative run by debt charity StepChange to...

High net worth demand for specialist mortgages on the rise

The recent budget certainly put the economy, businesses and personal finances firmly in the...

Volume conveyancers have proved their worth

Over the years it’s been a notable trend in the conveyancing sector that the...

Reasons to be positive about 2021 and beyond

With early Spring sunshine beginning to seep through, Lockdown 3 measures starting to be...

Rates really do matter

The push towards long-term fixed-rate mortgages seems to be gathering a small amount of...

Lockdown easing should boost supply

Broadly speaking, you would have to say that the Budget did just about all...

The need for specialist products will only continue to rise

Building a new arm of any business is a daunting task at any time....

There’s a greater need for understanding clients’ finances

Generally speaking, I’m a pretty positive guy but I’m not ashamed to say that...

Why PTs aren’t all good

2020 was likely to have been a good year for many mortgage market stakeholders...

The packager continues to play a vital role for brokers and lenders

As we hope to see a return to some sort of normality in the...

Latest POLL

COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

LendInvest raises AVM threshold to 75% LTV on unregulated bridging products

LendInvest has announced that automated valuation models (AVMs) will now be accepted up to...

Saffron completes record-breaking £4.8m self-build loan with Propp

Saffron for Intermediaries has completed the largest self-build loan in its history, issuing a...

Trade tariffs and instability deepen economic pessimism, says Family Building Society

The UK economy faces a turbulent six months, with trade tariffs, political instability and...

Accord eases affordability checks to offer bigger mortgages

Accord Mortgages has overhauled its affordability assessment model, allowing it to lend up to...
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