Blogs

Time to define ‘niche’?

In days of old, the word niche was a catch-all way of describing anything...

Gain a full understanding of the second charge sphere

It’s no secret how hard it currently is to secure the services of a...

Deposit Unlock will help low deposit borrowers buy a new build home

A new private sector initiative to help people buy a new build home with...

The self-employed shouldn’t be second-class mortgage borrowers

The end of the government’s furlough scheme marks another step towards a pre-pandemic normality...

Driving standards in the private rented sector

Buy-to-let is a divisive subject. Mention the term round the dinner party table and...

Want more GI sales? It’s all about the PITCH

Insurance is a saturated market. Consumers have many different options available to them. They...

Regular client contact more important than ever

We are now over half-way through September and some might say half a month...

Financial advice/coaching – are we there yet?

Parents and grandparents will be familiar with the question, “Are we there yet?” Particularly...

Brokers can help FTBs with credit issues

The recent growth in the number of lenders offering high LTV mortgage products to...

Brokers get the credit for picking the right remortgage partners

In an ideal world, there would not be any pressing time deadlines when it...

The current mortgage market remains robust

On the back of an exciting start to the new football season, it’s time...

Networks choosing AR firms, as much as vice versa

For appointed representative (AR) firms, choosing the right network is perhaps the most important...

Retirement can be taxing

Many headlines concentrate on the gross return various investments yield. Yet when income is...

Reports of death of city centre living are greatly exaggerated

Not so long ago, I was asked to provide comment on what I thought...
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Regulation

FCA’s mortgage rule changes: it’s time to raise the advice bar, not drop it

The FCA’s move to relax some of the rules around mortgage switching and term changes might sound sensible on paper—cutting admin, giving borrowers quicker...

Tom Bill: Unintended consequences

Former Prime Minister William Pitt the Younger introduced a brick tax in 1784 to pay for the American War of Independence. Manufacturers were charged by...

U.S. Market: lower rates are needed to help unlock the market

When Donald Trump was reelected and took office at the start of this year, we knew it was going to be interesting! The property market...

A home shouldn’t be out of reach for those who keep the UK running

In a housing market that has grown steadily more selective, it is often those who arguably help keep the country running who are quietly...

Richard Pike: A conference of positivity – Global ABS Day three

It’s time for reflection of the last three days here in Barca. To readers, this must seem like a pretty decent gig to be...

Latest news

PBSA

Atom bank funds £2.7m purchase of Leicester pub conversion into student housing

Atom bank has provided a £2.7m commercial mortgage to support the purchase of a...
Buy-to-let

Keystone trims BTL rates and unveils AI-powered upgrade

Keystone Property Finance has reduced rates across its buy-to-let range, with cuts of up...
Buy-to-let

BTL lending criteria changing to tackle net zero risk

Buy-to-let lenders have begun reassessing their approach to energy-inefficient properties in anticipation of looming...
News

The Darlington widens criteria for key workers with variable incomes

Darlington Building Society has broadened its mortgage criteria to better support professionals with complex...

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