Blogs

Helping commercial property be (re)fit for purpose

The high street is changing. Gone are the days where the adage ‘build it...

Cost of business inflation can be addressed

Understandably, there is a lot of consternation about the cost of living increases we’ve...

Understanding and demonstrating value

There are a huge number of ways in which a broker can demonstrate their...

Is purchase activity really going to fall in 2022?

2022 and 2023 lending predictions were boosted recently by IMLA’s foray into this space...

2022 is a year to be welcomed

Some people seem permanently disposed towards wallowing in the myriad of bad news that...

Lenders see market to be secured in high LTV lending

The mortgage market has seen more than its fair share of ups and downs...

Remortgaging advice: the simplest approach can be the most effective

For anyone and everyone who has worked in and around the mortgage market for...

Flexibility and reliability key for lenders who want to stand out

Brokers operating in the bridging market are in a fantastic position today. The sector...

Why property surveys should matter to brokers

It’s understandable why many borrowers prefer to stick simply to the mortgage lender’s valuation....

‘Use it or lose it’ doesn’t make sense

Technology is often at the forefront of all minds, particularly when you’re an intermediary...

Strategies to grow the later life lending market

Last month’s Budget announcement might have seemed like something of a ‘damp squib’ in...

Push positive first-time buyer messages out there

Prospective first-time buyers might look at the current housing market situation and wonder if...

Green is the colour – but who pays?

The government’s recent proposals on how it intends to encourage ‘green’ home improvements amongst...

The employed vs self-employed adviser conundrum

I recently stumbled across a bit of a saga/debate/discussion/part-soap opera around self-employment within the...

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COMMENT

FCA’s mortgage rule changes: it’s time to raise the advice bar, not drop it

The FCA’s move to relax some of the rules around mortgage switching and term changes might sound sensible on paper—cutting admin, giving borrowers quicker...

Tom Bill: Unintended consequences

Former Prime Minister William Pitt the Younger introduced a brick tax in 1784 to pay for the American War of Independence. Manufacturers were charged by...

U.S. Market: lower rates are needed to help unlock the market

When Donald Trump was reelected and took office at the start of this year, we knew it was going to be interesting! The property market...

A home shouldn’t be out of reach for those who keep the UK running

In a housing market that has grown steadily more selective, it is often those who arguably help keep the country running who are quietly...

Richard Pike: A conference of positivity – Global ABS Day three

It’s time for reflection of the last three days here in Barca. To readers, this must seem like a pretty decent gig to be...

Latest news

Arc & Co. and UTB complete bridge in three weeks for overseas client

Arc & Co. has completed a £770,000 bridging loan for a foreign national borrower...

Clydesdale drops residential and BTL mortgage rates

Clydesdale Bank is set to implement a series of rate reductions across its residential...

Reward appointment to drive growth in London and the South East

Alternative lender Reward Funding has strengthened its presence in the South of England with...

LendInvest cuts buy-to-let rates by 10bps

LendInvest has announced a 10 basis point reduction across its entire buy-to-let mortgage range,...