Blogs

Rates really do matter

The push towards long-term fixed-rate mortgages seems to be gathering a small amount of...

Lockdown easing should boost supply

Broadly speaking, you would have to say that the Budget did just about all...

The need for specialist products will only continue to rise

Building a new arm of any business is a daunting task at any time....

There’s a greater need for understanding clients’ finances

Generally speaking, I’m a pretty positive guy but I’m not ashamed to say that...

Why PTs aren’t all good

2020 was likely to have been a good year for many mortgage market stakeholders...

The packager continues to play a vital role for brokers and lenders

As we hope to see a return to some sort of normality in the...

Government needs to act on stamp duty deadline

Even though the Budget is now just a few weeks away, you can sense...

Preparing for after the stamp duty holiday

The mortgage market works only because of deadlines being met. You might say the...

Bridging the financial information gap

Money can be a difficult topic for many people, and such conversations are proving...

Going the extra mile will help keep clients for life

As any mortgage broker will tell you, identifying the right mortgage for their client...

Does 2021 look any better for first-time buyers?

A friend of mine is learning to play the guitar. This wasn’t something that...

A matter of control

If we learned one thing in 2020 it’s that there will always be things...

How do you predict a year like 2021?

So, as one year ends, another comes into view. It has been a truly...

Income and spending in Covid

On November 15th The Resolution Foundation published a briefing note on the results of...

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Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Credit search vs credit scoring

The terms credit score and credit check are often used interchangeably by consumers, many of whom assume they mean the same thing. Yet understanding...

Latest news

Advice Guru partners with Pure Retirement to support broker education

Financial adviser learning platform Advice Guru has announced a new sponsorship partnership with Pure...

Nationwide ups LTV limits for interest-only and foreign national borrowers

Nationwide has announced changes to its mortgage lending criteria, increasing the maximum loan-to-value (LTV)...

Lloyds expects swell in completions ahead of stamp duty deadline

Lloyds Banking Group anticipates a 50% growth in property completions this month as buyers...

Satchell the latest to leave HTB bridging division

Lorenzo Satchell has become the latest senior member of the bridging team at Hampshire...