Blogs

It makes sense for lenders to target high LTV business

Even towards the end of August, many ‘Out of Offices’ were still on throughout...

Why you need to continually appraise where your business is at

Working in this sector, and telling people what you do, you’ll always be asked...

Focus on Principals and their AR support provisions

Back in December last year, the FCA introduced additional rules for Principals related to...

Maximising returns in a challenging market  

Given the continued uncertainty in the mortgage market and wider UK economy, reports of...

Mortgage Charter is only a start – common sense approach still needed on credit

The Mortgage Charter has been a welcome initiative. Understandably there are plenty of borrowers...

Tapping into client potential

Client expectations have always been difficult to manage; however, for many, these expectations have...

Flying the flag for credit-worthy borrowers

In years gone by, the UK residential mortgage market could – at times –...

Brokers still unclear on what Consumer Duty means for them

Consumer Duty is a hot topic across the mortgage industry, with the implementation date...

The proximity of a General Election won’t improve market efficiency

Understandably, there is a lot of political heat being placed under the current mortgage...

Bridging the EPC gap

As a business, we’ve spent well over 20 years working with brokers to support...

You can only advise on the later life market as it stands now

Moving swiftly past the half-way point of the year, provides us with six months...

Bridging for BTL clients

In the current economic climate of rising interest rates and ongoing uncertainty in the...

The mortgage rate peak may still be some way off

In the mortgage market of late, big numbers tend to get big headlines, so...

Consumer Duty & later life lending

Given we are less than a month away from the implementation of the Consumer...

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AMI Protection Viewpoint 2025: Turning challenges into opportunities

Delivering better outcomes and protecting more customers is all in a day’s work for protection advisers. But in today’s fast-paced, constantly evolving environment, navigating...

Private credit poses challenges and opportunities for UK CROs

The global financial crash of 2008 revealed the dangers of financial contagion. What began as a collapse in the United States sub-prime mortgage market...

GIS must be at the heart of place-based policymaking

The UK is under increasing pressure to deliver more homes, strengthen national infrastructure, and meet ambitious environmental goals – from the New Towns Taskforce...

The PT is dead. Long live the broker!

Did you know that every time a borrower approaches their bank directly, a mortgage broker dies? I’m teasing, of course. They don’t really die....

Landlords defy the doom – the buy-to-let bounce-back

While the Bank of England recently voted to hold the interest rate at 4%, which will have been disappointing news to landlords who had...

Latest news

Survey reveals cost of living pressures and tax fears weighing on mutual’s members

Concerns over the cost of living and the prospect of tax rises continue to...

Hope Capital gains dual recognition for workplace standards

Hope Capital Property Finance has been accredited as a Living Wage Employer and has...

Industry partnership launches 95% funded pathway to address adviser shortage

A national initiative has been launched to confront the growing shortage of qualified financial...

British Business Bank sets out five-year plan to reshape finance for smaller firms

The British Business Bank has outlined plans to deliver what it describes as a...

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