Blogs

Longer-term future of buy-to-let market still looking rosy

I’ll be the first to admit that when we ran our latest regular quarterly...

Second charge bridging: fast and flexible funding

The ‘race for space’ that we saw during the Covid-19 pandemic has subsided and...

Making sense of current statistics

Spend long enough at any industry conference and you will inevitably pick up on...

Rising interest rates – we’ve been expecting you

The reign of the sub-1% base rate is over – for now at least. We...

The changing face of adviser interaction

Communication is an important part of the mortgage application and indeed the lender-intermediary partnership....

What government need to address to maintain PRS

Residential landlords are a resilient bunch – they have had to be – but...

Legal expertise is crucial for equity release borrowers

Equity release is becoming an ever more mainstream part of the property market in...

Let’s improve service in the later life lending market

Delivering quality customer service will always be a top priority in the later life...

Politicians shouldn’t be trying to hurt landlords even more

There seems to be a lot of noise around the buy-to-let/private rental sector at...

No need to panic over down-valuations

Recent stories citing a ‘down-valuation pandemic’ have not helped a subject which is always...

The equity release benefits of multi-disciplinary support

While there is no doubt that surveyors and lawyers provide a valuable service for...

ESG: how do we conduct ourselves?

This is the third (and final) article in a series looking at Environment, Social...

Getting to grips with vulnerability

As we all know there is, quite rightly, a huge focus on vulnerable customers...

Coming to the aid of victims of circumstance

Covid-19 has a lot to answer for. The past two years have been unprecedented...

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COMMENT

Finding solutions for borrowers when others can’t

Catering to the needs of borrowers with an extremely complex or adverse credit history is an area of the mortgage market that is often...

Good advice key for remortgaging landlords

The buy-to-let sector has remained resilient in the face of mounting tax bills, legislative burdens and the elevated interest rates of recent years, and...

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Latest news

ModaMortgages offering zero fee options at 80% LTV

ModaMortgages has broadened its buy-to-let range by introducing new £0 fee products at up...

Fleet Mortgages unveils £1,000 cashback and rate cuts on HMO buy-to-let products

Fleet Mortgages has announced fresh rate reductions across its five-year fixed-rate HMO and multi-unit...

Coventry for intermediaries reduces residential and buy-to-let fixed rates

Coventry for intermediaries has announced rate reductions across selected fixed mortgage products, offering brokers...

Atom bank adopts Provenir platform to modernise risk decisioning

Atom bank has selected Provenir’s AI-powered decisioning platform as part of a strategic move...
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