Blogs

Finding solutions in the current buy-to-let market

Options. Ask most advisers what they are seeking to provide their clients with, and I...

Protection as costs of living rise: a question of affordability and value?  

It’s no secret that the costs of living in the UK are rising, with...

Transparency and communication are key at times like these

Even for those of us who have been in the mortgage market for a...

How did we get here?

Lenders, intermediaries and borrowers have experienced a turbulent few weeks and there’s no denying...

When later life clients don’t want to keep it in the family

"You can choose your friends but you sho’ can’t choose your family, an’ they’re...

What will replace Help to Buy?

Given everything that has happened both politically and economically recently, it is easy to...

Don’t ignore brokers’ issues with lifetime mortgage service

Have we reached the point where equity release is firmly part of the financial...

Climate extremes could start to influence buyers

If like me, you spent many a night during this summer’s heatwave in your...

Will this ‘new’ government be any different?

This is an undoubtedly important moment in the future trajectory of the UK housing...

Tread carefully with increased demand for later life lending

Understandably, there is a lot of speculation and conjecture around the current economic environment,...

Tie up your landlords’ remortgage needs now

As I write, we are quickly approaching that ‘new school year’ period which often...

Valuations and the dangers of making up the difference

Like religion and politics, house prices are a topic that is sure to spark...

100 up, but who’s counting…

The concept of building a network followed a few conversations with directly authorised introducers...

Panel managers can be vital ally in avoiding legal delays

Buying a home is rarely a speedy process. Tackling that issue is one of...

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Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Latest news

Seven out of 10 homebuyers likely to miss stamp duty deadline

Seven out of 10 (71%) homebuyers with accepted offers expect to miss the 31st...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

UTB appoints BDM for the north and Scotland

Fran Arnold has joined the sales team at United Trust Bank Mortgages as business...

International demand for UK property investment ‘more diverse than expected’

The UK property market is attracting investment from a much broader range of international...