Blogs

Secured loans offer window of opportunity ahead of remortgaging

It’s coming up to decision time for millions of mortgage borrowers. According to market...

We need to adapt to the changing profiles of borrowers

Time stops for no one, and neither does the possibility of change. What might...

Identifying opportunities for 2024

We are now well into the final quarter of the year, and while we...

It really is harder than ever for first-time buyers

When I hear people of a different generation compare their home-owning journey to that...

Flexibility and affordability make second charge mortgages appealing

Second charge mortgages have become a natural next step for many clients looking to...

Balancing the residential lending books

As a lending community, it’s part and parcel of our future planning to be...

Providing alternatives to bridging for property professionals

The short-term lending market today is a well-established and professional sector and bridging products...

Is a turning-point just around the corner?

Positive news within the buy-to-let sector has not always been easy to find during...

Understanding homeowner business loans

One of the main challenges of setting up or running a new business is...

Later life market ‘soft skills’ more important than ever

In the later life lending space we’ve always talked a lot about the need...

Building a successful recruitment pathway

For even the most successful businesses, there are always a number of influencing factors...

Is the market turning around?

In a very true sense, mid-September delivered two shocks that could ultimately signal –...

What’s in store for Q4?

So, with just over three months left of the year, what are we to...

Working together will open up specialist market to more brokers

The specialist mortgage market is becoming far more mainstream. A host of events over recent...

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Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Credit search vs credit scoring

The terms credit score and credit check are often used interchangeably by consumers, many of whom assume they mean the same thing. Yet understanding...

Latest news

Advice Guru partners with Pure Retirement to support broker education

Financial adviser learning platform Advice Guru has announced a new sponsorship partnership with Pure...

Nationwide ups LTV limits for interest-only and foreign national borrowers

Nationwide has announced changes to its mortgage lending criteria, increasing the maximum loan-to-value (LTV)...

Lloyds expects swell in completions ahead of stamp duty deadline

Lloyds Banking Group anticipates a 50% growth in property completions this month as buyers...

Satchell the latest to leave HTB bridging division

Lorenzo Satchell has become the latest senior member of the bridging team at Hampshire...