banks

Vida profits surge as new banking licence powers record lending growth

Vida Group Holdings, the specialist mortgage lender which secured its full banking licence late...

Barclays broadens income criteria to boost mortgage affordability

Barclays has announced a major overhaul of its mortgage affordability criteria, increasing the proportion...

Housebuilders launch new equity loan scheme to boost homeownership

A group of UK housebuilders have joined forces with lenders and asset managers to...

Police warn of rising conveyancing fraud as property buyers lose £11.7m

The City of London Police has issued a fresh warning to estate agents, conveyancers...

Self-employed borrowers still facing barriers to mortgages

Self-employed workers continue to face significant hurdles when applying for mortgages, despite the majority...

Barclays expands mortgage flexibility for homebuyers and landlords

Barclays has announced a series of updates to its mortgage policies designed to increase...

Mortgage industry legends back Take Me Home Christmas Charity Concert

Support continues to build for what’s shaping up to be the mortgage industry’s biggest...

HSBC UK widens buy-to-let offering with top slicing introduction

HSBC UK has expanded its buy-to-let mortgage range to include top slicing, enabling landlords...

Reeves seeks outsider to lead Britain’s banking watchdog

Rachel Reeves is preparing to launch a search for a heavyweight outsider to lead...

Mortgage leaders warn sector risks losing ‘pulling power’ with next generation

The UK mortgage industry must work harder to attract new talent if it is...

S&P Global upgrades Mount Street’s mortgage servicing unit to “Strong”

Mount Street Group has received a significant boost after S&P Global Ratings upgraded its...

Lazarus Economics chief tips faster growth as savings glut holds back recovery

The UK economy could grow faster than official forecasts suggest with interest rates needing...

Mortgage borrowing slows as corporate lending accelerates

Households are curbing mortgage borrowing amid a cooling housing market, despite falling rates on...

Barclays cuts mortgage rates with focus on first-time buyers

Barclays has announced a series of mortgage rate cuts across its residential purchase and...

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COMMENT

AUTUMN BUDGET: Further damage to buy-to-let investors

Yesterday’s Budget represented yet another decisive step in the dismantling of the traditional buy-to-let sector. The Government has chosen to tighten the tax screw on...

AUTUMN BUDGET: Much ado about nothing… Thank goodness

The Keystone Cops were out in force yesterday in the Commons, as exemplified by the OBR’s involuntarily (we suppose) leaking of the Budget before...

Brokers need more lender choice to meet real-life borrower needs

With more borrowers falling outside traditional lending criteria, brokers need a wider range of lenders than ever before to serve a growing range of...

AUTUMN BUDGET: Still ducking the housing question

The Chancellor set out to fix an economy that is not working well enough for working people, talking about high bills, squeezed living standards...

AUTUMN BUDGET: Ch-ch-ch-ch-changes… NOT

After the delay of the Budget to 26 November and all the leaks, there was an expectation of significant change. However, it appears to be...

Latest news

Nearly half of lenders admit servicing teams are unprepared for rising borrower pressures

Lenders’ own servicing teams are not ready to support borrowers as economic conditions worsen,...

Just Mortgages appoints Joe Cavalier to lead estate agency division

Just Mortgages has expanded its estate agency division with the appointment of Joe Cavalier...

Majority of brokers critical of “turbulent” run-up to 2025 Budget, lender claims

The run-up to the 2025 Budget was described as “chaos” by most brokers surveyed...

Later life borrowing rises as older buyers turn to mortgages in greater numbers

UK Finance’s latest later life mortgage lending update for Q3 2025 suggests that borrowing...

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