banks

NatWest launches shared ownership mortgages to widen access to home ownership

NatWest has launched a new range of shared ownership mortgages, designed to make it...

HSBC to cut residential and buy-to-let mortgage rates

HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage...

CHL Mortgages expands into 80% LTV buy-to-let lending

CHL Mortgages for Intermediaries has entered the 80% loan-to-value (LTV) space with a new...

HLPartnership adds Handelsbanken to lender panel

HLPartnership has added Handelsbanken to its lender panel as part of its ongoing strategy...

Santander lowers mortgage pricing and unveils new large loan options

Santander is set to cut its residential fixed mortgage rates by up to 0.14...

House prices hit record high as market defies slowdown

UK house prices rose at their fastest pace since January with the average property...

Santander trims home mover mortgage rates

Santander is cutting rates across its residential fixed mortgage range for home movers and...

Clydesdale Bank to cut fixed mortgage rates by up to 0.30%

Clydesdale Bank is set to reduce rates across several of its mortgage ranges from...

HSBC raises income multiple for Premier borrowers to 6.5 times salary

HSBC UK has increased the maximum loan-to-income (LTI) ratio available to its Premier customers...

Chris Williams on being the architect of connection

For most of the last decade Chris Williams has been dissecting the machinery of...

Housemate horrors push young renters towards home ownership

Nine in 10 young renters say they’ve endured a “housemate horror”, according to new...

Barclays’ reductions to see rates below 4%

Barclays will reduce rates across its residential mortgage range from tomorrow, 31 October, with...

HSBC cuts mortgage rates and expands energy-efficient home range

HSBC UK is reducing rates and broadening its product suite for both residential and...

Tandem offsets all operational emissions with clean energy investment in Africa

Tandem has offset all of its operational emissions for the 2024 financial year by...

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COMMENT

AUTUMN BUDGET: Further damage to buy-to-let investors

Yesterday’s Budget represented yet another decisive step in the dismantling of the traditional buy-to-let sector. The Government has chosen to tighten the tax screw on...

AUTUMN BUDGET: Much ado about nothing… Thank goodness

The Keystone Cops were out in force yesterday in the Commons, as exemplified by the OBR’s involuntarily (we suppose) leaking of the Budget before...

Brokers need more lender choice to meet real-life borrower needs

With more borrowers falling outside traditional lending criteria, brokers need a wider range of lenders than ever before to serve a growing range of...

AUTUMN BUDGET: Still ducking the housing question

The Chancellor set out to fix an economy that is not working well enough for working people, talking about high bills, squeezed living standards...

AUTUMN BUDGET: Ch-ch-ch-ch-changes… NOT

After the delay of the Budget to 26 November and all the leaks, there was an expectation of significant change. However, it appears to be...

Latest news

Nearly half of lenders admit servicing teams are unprepared for rising borrower pressures

Lenders’ own servicing teams are not ready to support borrowers as economic conditions worsen,...

Just Mortgages appoints Joe Cavalier to lead estate agency division

Just Mortgages has expanded its estate agency division with the appointment of Joe Cavalier...

Majority of brokers critical of “turbulent” run-up to 2025 Budget, lender claims

The run-up to the 2025 Budget was described as “chaos” by most brokers surveyed...

Later life borrowing rises as older buyers turn to mortgages in greater numbers

UK Finance’s latest later life mortgage lending update for Q3 2025 suggests that borrowing...

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