banking

Bank of England set to hold rates as inflation proves sticky

The Bank of England is expected to hold interest rates at 4% this week...

Atom bank study finds EPC flaws could undermine net-zero targets

Atom bank has warned that the UK’s reliance on energy performance certificates (EPCs) to...

First-time buyers put at the heart of Treasury mortgage talks

The government will urge lenders to put first-time buyers at the top of their...

Lifetime ISA under fire as HMRC research reveals flaws for first-time buyers

Fresh research by HM Revenue & Customs has cast renewed doubt on the effectiveness...

Virgin Money and Clydesdale Bank cut product transfer window to four months

Virgin Money and Clydesdale Bank are reducing the length of time customers can apply...

Mortgage brokers bullish on rate cuts

More than half of mortgage brokers (52%) say they expect at least two cuts...

HSBC cuts rates across residential and buy-to-let offerings

HSBC UK has announced a wide set of rate reductions across its residential and...

OSB sees profit slide despite loan growth and new platform launch

OneSavings Bank (OSB Group) reported a fall in profits for the first half of...

Lloyds ad banned over misleading £19.5bn housing claim

The Advertising Standards Authority (ASA) has ruled that a Lloyds Banking Group advertisement overstated...

HSBC launches energy efficient homes mortgage range

HSBC is set to launch a new mortgage range designed to encourage borrowers to...

VPN loopholes could let fraudsters slip through mortgage checks

The UK’s new Online Safety Act has triggered a boom in VPN usage that...

Industry reaction as Bank drops rates 0.25%

The Bank of England has cut interest rates to 4% following a finely balanced...

Chetwood hits £5bn milestone as it prepares for Manchester expansion

Chetwood Bank has surpassed £5 billion on its balance sheet, marking a fresh milestone...

Redwood Bank appoints new CITO to spearhead digital transformation

Redwood Bank has named Simon Goodyear as its new chief information and technology officer...

Latest POLL

COMMENT

We need clearer guidance on Stamp Duty advice

Just over a week ago Angela Rayner resigned following the discovery of a Stamp Duty breach on a flat she owns in Hove. She...

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

Latest news

South drives first annual asking house price fall since 2024

Asking prices for homes in Great Britain have slipped into annual decline for the...

Rents fall as inflationary pressures mount

Tenants are beginning to feel some respite as rents across Great Britain fall at...

Bank of England set to hold rates as inflation proves sticky

The Bank of England is expected to hold interest rates at 4% this week...

Mortgage pros stride for mental health on Thames Bridges Trek

Mortgage industry pros from Crystal Specialist Finance, Market Financial Solutions, Movin Legal, MT Finance, United...