AdvisoryAI has built a free Budget Analyser to help advisers understand how the Autumn Budget will affect their clients.

AdvisoryAI said it noted that advisers spent much of last week working to interpret the government’s Autumn Budget, with many struggling to translate the wide-ranging measures into client-specific impacts.

As a consequence, it opted to build a tool that would allow advisers to generate instant, personalised assessments of how the proposals apply.

Alan Gurung, chief executive and co-founder of AdvisoryAI, said: “There was so much talk about what the Budget meant for clients — pensions being brought into inheritance tax, changes to Business Asset Disposal Relief, new property income taxes — but advisers needed a way to quickly understand the specific impact on each client’s situation.

“I remember finding myself in a similar hustle mode during the days of the Budget release.

“So, we decided to just build it and spent a couple of extra hours hours last week to get a tool out that advisers could use for free.”

HOW THE TOOL WORKS

The Budget Analyser allows advisers to input anonymised client details and receive an immediate assessment of which Budget measures apply. The outputs include specific references to the Budget document and explanations of the practical implications.

AdvisoryAI said the analyser is designed to show the financial impact of individual measures and outline potential planning windows before any changes take effect.

Roshan Tamil Sellvan, chief technology officer and co-founder, said: “We’ve analysed the entire 154-page Budget document and built the key measures directly into the tool.

“When an adviser enters their client’s details, the AI cross-references against pensions, inheritance tax, capital gains, property income, and all the other major changes.

“It’s completely free — we just wanted to help the industry respond quickly and avoid an adviser having to go through the entire document every time a client asks questions.”

COVERAGE OF KEY MEASURES

The tool includes all major Budget announcements, such as the inclusion of pensions within inheritance tax from April 2027, reforms to Agricultural and Business Property Relief, increases to Business Asset Disposal Relief rates, and new property and dividend income tax rates.

It also incorporates the High Value Council Tax Surcharge and other headline measures expected to shape planning discussions in the months ahead.

AdvisoryAI said it intends to update the analyser as further guidance is published.