Zurich UK Life has moved to improve its underwriting service on its mortgage and family protection proposition.

Now, for applicants aged 35 and under, Zurich as increased the level of life cover at which automatic medical evidence (nurse screen examination) is required, from £600,000 to £750,001. General Practioner’s Reports are no longer needed for applicants seeking less than £1 million of life cover (unless as a result of a relevant disclosure).

Nurse Screening Examinations will replace the need for General Practitioner Reports for applicants up to age 40.

For applicants over age 60 Zurich has removed automatic HIV testing.

Phil Brown, Zurich UK Life, underwriting and claims director said: “These changes have been introduced as part of our ongoing commitment to improving our proposition and the support package we provide for advisers.