Zephyr Homeloans has launched 80% loan to value (LTV) mortgages exclusively available through its packager channel.

Rates for the 80% LTV product start at 3.89% for a two-year, fixed-rate mortgage and 4.15% for a five-year, fixed-rate mortgage for purchases and re-mortgage on standard properties. The maximum loan amount is up to £750k.

Paul Fryers (pictured), managing director at Zephyr Homeloans, said: “Since Zephyr entered the market two years ago, we have established ourselves as a lender that is finely attuned to the needs of specialist and portfolio buy-to-let landlords.

“Our 80% LTV mortgages are competitively priced and available to both individuals and limited companies – and will further enable intermediaries to serve the needs of buy-to‑let borrowers.

“Given the competitive nature of the property market, processing cases quickly has never been more important, and last month we answered 90% of calls within 30 seconds – and actioned all DIP referrals within 24 hours.”