Zephyr Homeloans has lowered pricing across its large HMO and MUFB ranges.

The lender is offering landlords and brokers improved options at a time when specialist buy-to-let demand remains resilient.

The change applies to products available up to 75% LTV and follows continued competition in the specialist lending sector, where lenders are looking to support professional landlords expanding or refinancing more complex portfolios.

After the reduction, the lender’s two-year fixed rate standard mortgage product is now priced at 2.79% with a 7% fee.

The five-year fixed equivalent has been cut to 4.69%, also with a 7% fee.

Zephyr continues to target the professional landlord market, particularly those operating larger HMOs or multi-unit blocks, where demand for specialist underwriting remains strong despite broader market pressures.