Zephyr Homeloans has announced 15 basis points (bps) reductions across its five-year fixed and lifetime tracker mortgages.

The specialist buy-to-let mortgage provider is offering the following for properties with an A to C-rated energy performance certificate (EPC):

• 5.15% on a five-year, fixed rate, standard buy-to-let mortgage (65% LTV), with a 5% product fee
• 6.79% for a lifetime tracker buy-to-let mortgage (65% LTV), with a 3% product fee

Zephyr also said it is offering the following rates for properties with an EPC rating of D or E:

• 5.25% on a five-year, fixed rate, standard buy-to-let mortgage (65% LTV), with a 5% product fee
• 6.89% for a lifetime tracker buy-to-let mortgage (65% LTV), with a 3% product fee

Paul Fryers (pictured), managing director at Zephyr Homeloans, said: “It’s great to be able to offer reductions to brokers for their buy-to-let landlord customers, as we hopefully start to see some green shoots of recovery for the market in 2024.”