Yorkshire Building Society is launching a two-year fixed rate mortgage at 3.29% up to 60% LTV with a £1,195 fee. This will sit with its existing two-year fixed rate mortgage at 3.59% with a £495 fee.

The mutual has also brought out a two-year tracker at 2.49% (BoE + 1.99%) up to 60% LTV with a £1,195 fee.

All have free valuation and legal fees for remortgage customers and an offset version is also available.

Tom Girling, product manager for mortgages, at the Society said: “We’ve started the year as we mean to go on with great rates and an excellent choice of products. We have been cutting rates across our whole range over the past month