The Yorkshire Building Society is now offering a three-year fixed rate mortgage for buyers and remortgage customers with a 35% deposit at 1.42% with a £995 product fee. 

Those looking to fix for longer can opt for a 1.77% home loan at 65% loan to value (LTV), or borrowers with a 25% deposit can opt for a 1.16% two-year fixed rate mortgage. Both mortgages have a £1,495 product fee on either remortgages or house purchases.

In addition, the Society has launched a two-year base rate tracker at 1.20% at 75% LTV, with a £995 product fee and any early repayment chargeees.

These new offerings are complemented by the Yorkshire’s record-low 0.99% two-year fixed rate mortgage at 60% LTV with a £1,495 fee.

Charles Mungroo, mortgage product manager for Yorkshire Building Society, said: “It’s a very competitive mortgage market at the moment, which is good news for anyone looking to remortgage or buy a property, as they could benefit from some extremely competitive rates.

“We’re really proud to be able to offer borrowers a choice of market-leading rates both on fixed and tracker mortgages, which are currently the lowest rates available from any provider.”