Virgin Money has made a number of changes across its residential and buy-to-let mortgage range. 

Key Residential Changes

60% LTV change:

• A two year fixed rate now available at 2.19% with a £995 product fee
• A two year fixed rate at 2.15% is available exclusively through intermediaries registered with a Virgin Money national account. Available to both purchase and remortgage customers, the product has a maximum loan size of £300,000 and a product fee of £1,095

70% LTV change:

• A two year fixed rate now available at 2.29% with a £995 product fee
• A two year tracker reduced to 2.29% with a £995 product fee
• A five year fixed rate now available at 2.85% with a £995 product fee

90% LTV change:

• A two year fixed rate now available at 4.75% with a £995 product fee

Buy-to-let Changes

• Three year fixed rates up to 60% LTV available at 3.59% (with a £1,995 product fee)
• A two year tracker at 70% LTV available at 3.99% (with a £995 product fee)
• A new two year fixed rate at 3.29% and five year fixed rate at 3.89% both at 60% LTV is available exclusively through intermediaries registered with a Virgin Money national account.  Available to both purchase and remortgage customers, the product has a maximum loan size of £1,000,000 and a £2,495 product fee
• Cashback incentive of £750 remains across the buy-to-let range apart from the exclusive intermediary products which do not come with a cashback incentive.