Virgin Money has made changes across its residential and buy-to-let mortgage ranges.

It has reduced its 90% LTV two-year fixed rate mortgage product to 4.29% with a £995 fee.

The lender has also made improvements to its product offering for customers at lower LTVs, with rate reductions to selected fixed rates and Trackers.

This includes a two-year fixed rate product at 2.29% up to 75% LTV with a £995 product fee and a two-year tracker at 1.89% up to 70% LTV, with a £995 product fee.

Fee-saver products have also been improved, with a new three-year fixed rate at 2.59% up to 70% LTV with no fee, and a five-year fixed rate at 3.19% up to 70% LTV with no fee.

Peter Rogerson, commercial director for mortgages and savings at Virgin Money said: “We are pleased to announce these latest mortgage rate changes, which will help borrowers across a range of circumstances.”