Vida has introduced a range of limited edition products for residential and buy-to-let purchase and remortgage.

The residential range comprises four limited edition two-year fixed rate products:

• ‘Vida 48’ is available with up to 90% LTV and a rate of 3.99%.
• Fee Saver product offers 90% LTV with a rate of 4.49%.
• ‘Vida 36’ core products are 90% LTV and a rate of 4.39%.
• Fee Saver at 90% with a rate of 4.89% and fees across all products are £995 and are a two-year fixed deal.

Available for home movers, remortgages or first time buyers.

The Residential Limited Edition products have a maximum loan size of £400,000 and Fee Saver limited editions come with no product fee, a free valuation and a £250 contribution towards legal fees, paid within 30 days of completion.

Changes to the buy-to-let range include the following limited edition five-year fixed rate products available for purchase & remortgage:

• New Fee Free 75% LTV, at a rate of 3.19%.
• Standard buy-to-let 75% LTV at 3.04%, with a fee of £1,495.
• For HMOs, 75% LTV at 3.19%, with a fee of £1,995.

Richard Tugwell, director of mortgage distribution at Vida, said: “As a lending specialist we are constantly assessing the market, monitoring demand and looking to ensure we are always providing a first class service and enhancing our offering. We are dedicated to supporting underserved borrowers and making homeownership more widely accessible.

“Our new product launches today are another step in achieving this, and we’re confident that these offerings are a great solution to help borrowers who are cut out of traditional high street lending.”