Vida Homeloans has unveiled a new ‘Vida Premier’ range of both residential and buy-to-let mortgages.

Rates start at 2.79% – up to 70% LTV – for specialist residential business and 2.89% (up to 70% LTV) for specialist buy-to-let business. Maximum LTVs are 85% for residential and 80% for buy-to-let.

The ‘Vida Premier’ range is available for customers with slightly impaired credit histories (no CCJs or defaults in the last three years).

The new range follows criteria changes announced last week.

Louisa Sedgwick, director of sales – mortgages at Vida Homeloans said: “Vida Homeloans is committed to offering flexibility and value to both residential and buy-to-let customers, and the Vida Premier range is part of that commitment.

“Last week we announced new criteria such as maximum 90% LTV for first time buyers and a £4 million maximum loan for buy-to-let portfolios. Now our new Vida Premier range also offers attractive rates to those customers with appropriate credit records.”