Vida expands specialist lending range with new holiday let deals 

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Vida Homeloans has launched a new range of holiday buy-to-let products as part of a broader expansion of its specialist mortgage offering.

The range, available to intermediaries across England, Scotland and Wales, is aimed at both first-time landlords and experienced investors seeking to diversify into short-term rental properties in popular holiday destinations.

Vida said the launch reflects its commitment to providing brokers with more flexible solutions tailored to landlords’ evolving needs. The new products are open to individual and portfolio landlords purchasing or remortgaging holiday lets.

Alongside the launch, Vida has introduced a new ‘consumer’ buy-to-let range aimed at non-professional or accidental landlords, such as those who have inherited or been gifted a property. The range offers customers the regulatory protections that accompany consumer buy-to-let mortgages.

The lender has also unveiled a new ‘Let to Move’ proposition, allowing applicants to let out their property while moving home, moving abroad, or moving in with family. The flexibility applies across the lender’s full buy-to-let range and is designed to support borrowers during transitional life stages.

Ross Williams, head of mortgage product management at Vida, said: “We’re proud to be expanding our buy-to-let offering in ways that reflect the real-world needs of landlords and the brokers who support them.

“The launch of our holiday let range is a key milestone, but it’s the broader enhancements— like our Consumer BTL and Let to Move On propositions — that show we’re listening to the intermediary market and responding with specialist solutions that make a difference.”

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