Vantage Finance has been granted full CCA permissions by the Financial Conduct Authority (FCA), over a year ahead of the April 2016 deadline.

The master broker has been fully authorised since 2006 and started its variation of permission application to include consumer credit activities at the end of 2014.

Lucy Hodge (pictured), director of Vantage, said: “An unwavering emphasis on the customer has always been part of our DNA at Vantage Finance. We have always embraced regulation and what it stands for, and although we now have our full consumer credit activity permissions it really is business as usual, with the focus continuing to be on the broker and customer experience and outcomes.

“The financial services industry has evolved significantly in the last few years, but its future success is reliant on high standards and a more customer-focused approach to credit activities. We see the current changes in regulation as a very positive evolution, and are confident that they will leave our industry in stronger shape for the years ahead.”

Vantage began the year with the launch of a new packaging division, offering intermediaries specialist mortgages in both the residential market as well as bolstering its specialist buy-to-let offering.

The new proposition is focused on distributing products for more complex residential mortgage cases, which are harder to source in the market, as well as expanding Vantage’s current specialist buy-to-let offering.