topnews

Less Autumn Budget and more Autumn Bodgit

After months of fevered speculation before the Budget residential property transactions juddered to a...

BDLA backs FCA review of regulated bridging loan term limits

The Bridging and Development Lenders Association (BDLA) has welcomed a move by the Financial...

The Family’s members back brownfield development to ease housing pressures

Members of the Family Building Society are calling on the government to make greater...

FCA outlines reforms aimed at broadening access to mortgages

The Financial Conduct Authority has set out plans to reshape the mortgage market, with...

Growth in mortgage lending forecast to continue despite tighter affordability

UK Finance has released its latest Mortgage Market Forecast for 2026 and 2027, projecting...

Nationwide slapped with £44m fine over prolonged financial crime control failures

The Financial Conduct Authority (FCA) has fined Nationwide Building Society £44m after finding widespread...

No acceleration in rental EPC improvements despite policy push

Rightmove’s 2025 Greener Homes Report indicates that the overall energy efficiency of UK homes...

Budget uncertainty deepened November slowdown in housing market

The latest RICS UK Residential Market Survey shows that the Autumn Budget did little...

West One strengthens mortgage division with trio of senior hires

West One Loans has expanded its mortgage division with three appointments as the lender...

Homebuyers continue to rely on brokers despite rise of digital tools

Santander has reported that mortgage brokers remain central to the homebuying process, with new...

Paragon widens streamlined process to HMOs and multi-unit blocks

Paragon Bank has expanded its streamlined buy-to-let mortgage application process to cover houses in...

OPDA calls on housing market to respond to proposed reforms

The Open Property Data Association (OPDA) has urged the industry to engage with the...

Zoopla: Rental demand slips as buyers return

Zoopla’s latest Rental Market Report shows the rental sector entering a new phase of...

Mortgage lending rises sharply but affordability pressures persist

The Bank of England’s 2025 Q3 Mortgage Lenders and Administrators Return shows a notable...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

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