TMA has formed a partnership with eco-Landlord to support brokers and their landlord clients as minimum EPC requirements tighten across the private rented sector.
Following confirmation under the government’s Warm Homes Plan that all private rented properties must achieve a minimum EPC rating of C by 1 October 2030, landlords face a significant regulatory deadline.
There are close to five million private rented sector properties in the UK, with almost half currently rated below EPC C. Planned reforms to the EPC regime, expected in late 2026, are set to place greater emphasis on fabric performance, heating efficiency and low-carbon technologies.
That could result in some homes being assessed more strictly, underlining the importance of early planning.
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Against that backdrop, TMA has joined forces with eco-Landlord, a free-to-use service designed to help landlords understand and deliver the upgrades required to improve their EPC ratings, while allowing mortgage brokers to remain central to the client relationship.
The partnership gives TMA members access to what is described as an end-to-end process, guiding landlords through assessment, planning and delivery. Eco-Landlord supports landlords in reviewing their current EPC, identifying works needed to reach the required standard and building a tailored retrofit plan.
The service also highlights potential grants and connects landlords with qualified installers before arranging a final EPC assessment to confirm compliance.
The timing is significant. With nearly half of the private rented stock rated EPC D or below and a limited pool of qualified installers, landlords are likely to compete for capacity as the 2030 deadline approaches.
For brokers, the arrangement offers a way to broaden their proposition without developing in-house energy efficiency expertise. TMA members can refer landlord clients directly to eco-Landlord and, where funding is required to complete works, the case is referred back to the originating broker.
Eco-Landlord also supports brokers by helping identify suitable lenders based on criteria, affordability and rates already sourced.
Angus Stewart, chief executive of eco-Landlord, said: “Mortgage brokers play a critical role in helping landlords adapt to changing regulations.
“By partnering with TMA, we’re making it easier for brokers to support their landlord clients with EPC improvements, while strengthening their position as trusted advisers.
“Together, we’re simplifying what can otherwise be a complex and challenging process.”
Robert McCoy, senior product and business manager at TMA, added: “EPC regulation is a growing concern for landlords and brokers alike.
“Partnering with eco-Landlord allows our members to offer practical, forward-looking support to landlord clients, helping them plan and deliver upgrades while protecting long-term property value and rental viability.”
TMA members can register via the eco-Landlord broker portal, where they receive a referral code to share with landlord clients.
