TMA Club has announced that it will be joining West One Loans’ residential mortgage intermediary panel.

TMA Club’s directly authorised brokers can now access West One’s full residential mortgage range, targeted at borrowers with more complex circumstances who are unable to qualify for a high street mortgage. This includes self-employed, contractors and older applicants, with a maximum age at end of term of 85.

Highlights of the partnership for TMA brokers include:

• Purchase, remortgage and unencumbered products available
• Standard maximum LTI up to 5.0 times income across all plans
• LTV’s up to 85% including first time buyers
• Flexible loan sizes from £25,000 to £1,000,000 over a 5-40 year payment term
• Capital raise for almost any legal purpose including debt consolidation up to 85% LTV
• Fast track remortgage service provided by on-site solicitors available for loan sizes up to £750,000

Lisa Martin, development director at TMA, said: “Borrowers are increasingly coming in all shapes and sizes, and often no longer fit the ‘traditional’ mould of employed workers with 9-5 jobs. As such, we’re very pleased to be partnering with West One Loans, and we’re confident that this partnership will ensure our brokers are able to offer product solutions to the widest range of customers possible.”

Marie Grundy (pictured), managing director of residential loans and second charges at West One Loans, added: “We’re proud to be able to bring our residential products to one of the largest mortgage and protection distributors, TMA Club. Together, we will be able to expand our reach and enable thousands more borrowers to access finance who otherwise wouldn’t have been able to.”