Time Finance has reported its lending portfolio has reached an all-time high of £230 million, strengthening confidence in the company’s ability to meet its long-term growth targets.
The AIM-listed specialist finance provider said the figure, recorded as of 31 October 2025, represents a 6% rise from the £217 million reported at the end of its last financial year in May and a 12% increase on the same point last year.
The growth reflects the company’s continued focus on expanding its own-book lending, a core objective of its three-year strategy which aims to grow the gross lending portfolio to £300 million by 31 May 2028.
Two divisions were highlighted as key drivers of performance: Invoice Finance and the “Hard” subset of its Asset Finance division. The Invoice Finance book now stands at more than £75 million, up 13% year-on-year, while Hard Asset Finance has reached £123 million, up 28% on the same period in 2024.
Together, these secured segments now account for more than 86% of the total lending portfolio, another record for the group.
Time Finance said the continued expansion of secured lending underpins its confidence that financial performance for the 2025/26 financial year will be at least in line with market expectations.
The company will issue a trading update for the six months to 30 November 2025 on 16 December, ahead of publishing its full unaudited interim results on 27 January 2026.
