Yorkshire Building Society has adopted Cotality’s Lender Hub platform, incorporating automated valuation model technology and EPC-linked data into its property assessment processes as part of its wider digital transformation programme.
The society said the partnership will support quicker and more consistent lending decisions by providing real-time valuations and deeper insight into property condition and energy performance.
The move also aligns with its sustainability strategy, reflecting growing regulatory expectations around the use of energy-efficiency information in mortgage underwriting.
Simon Martin, director of credit risk at Yorkshire Building Society, said: “We are committed to making good homes possible for more people.
“By integrating Cotality’s Lender Hub for AVM and EPC data, we’re not only improving operational efficiency — we’re giving our teams the insight to make better decisions around affordability, property condition and long-term sustainability.”
The AVM system uses modelling techniques and market data to generate immediate valuation outputs, reducing reliance on physical inspections and helping to shorten time to offer.
Alongside this, the addition of EPC ratings and more granular energy metrics will help the society assess climate-related risks at property level and support future compliance.
Mark Blackwell, chief operating officer at Cotality, said: “Yorkshire Building Society understands that the future of lending is both digital and data-driven.
“We’re proud to support their journey with technology that brings accuracy, speed, and sustainability insight together — enabling more informed, more efficient and more effective lending.”
