Yorkshire Building Society has cut rates on 90% LTV mortgages by up to 0.25 percentage points.

Products include a two year-fixed rate at 4.39 %, a three-year fix at 4.79% and a five-year fixed rate at 4.94%.

All products come with a £995 fee and are available through all Yorkshire branches.

At 75% LTV, other rate reductions include a two-year fixed rate mortgage at 2.79% and a two-year tracker mortgage at 2.74%, all with a £995 fee.

Other options include new £500 cashback products to help with the costs associated with moving home and there are also a variety of rate, fee and term options available.

“We are committed to offering competitive deals across our mortgage range and we recognise the challenge faced by those with smaller deposits – that’s why we have focused on our 90% LTV tier as we believe this will help more people get on the property ladder,” said Sunjeev Sahota, product manager at the Yorkshire.

“However, we remain true to our building society roots and that means we want to help people borrow the money they need to buy their own home, regardless of whether they have a big or small deposit.”