The Mansfield Building Society has launched a new house purchase mortgage to 90% LTV, as well as a remortgage product to 85% LTV.

Both products are available to borrowers across England, Wales and Scotland.

The mutual takes a flexible approach to lending which it says can be especially appealing to those with low credit scores and those looking to raise capital for home improvements.

The house purchase product to 90% LTV includes a free basic valuation.

Andy Alvarez (pictured), head of mortgage sales, said: “These new products help extend our reach across the UK at higher LTV and they are available to everybody – not only supporting home buyers with low deposits, but also giving access to the society’s rich criteria and lending policy which is designed to help more borrowers access funding to get them onto, or up, the housing ladder.

“In addition, our remortgage option allows capital raising for home improvements, providing an exciting solution for those wanting to invest in their current home as well as those simply looking for a great deal. Either way, the Mansfield’s here to help.”