Furness Building Society has updated its holiday let range and introduced new products at up to 95% loan to value, in a move aimed at giving brokers more flexibility when placing cases that require closer underwriting.

The holiday let range now includes a two-year fixed rate at 4.79% for loans up to 75% LTV. All applications are assessed by an underwriter who examines projected income, expected occupancy and the broader potential of the property, while allowing borrowers up to 90 days of personal use.

Alongside the updates to holiday lets, Furness has widened its residential range with new high LTV products at 90% and 95%. The new options include a two-year fix at 4.23% for borrowers at up to 90% LTV, aimed at first-time buyers and movers who need lower deposit routes and a case by case approach to assessment.

The society said it continues to maintain a competitive buy-to-let range across regulated, unregulated and consumer buy-to-let products, with lending available up to 85% LTV.

Brokers also retain direct access to underwriters, with the society positioning its proposition as relationship-led to support both simple and more complex applications.

Jonathan Cartlidge, head of member and broker strategy, said: “Our strengthened holiday let offering and new high LTV residential products reinforce our commitment to giving brokers the flexibility they need.”

He added: “Combined with our wider buy-to-let proposition and our personal approach to underwriting, these updates ensure we continue to offer a well rounded and supportive range.”