The Buckinghamshire cuts specialist credit product pricing

Published on

Buckinghamshire Building Society has introduced a new two-year fixed rate for buy-to-let investors and announced significant rate reductions across its Credit Revive and Credit Restore mortgage ranges.

The newly launched Everyday Buy to Let two-year fixed rate is priced at 5.49% up to 80% loan-to-value. Available for loan amounts between £50,000 and £500,000, the product carries a fee of £1,195 and is intended to provide a shorter-term option for landlords seeking rate security without locking into a longer deal.

At the same time, the Society has repriced a number of its specialist residential products. These include reductions of up to 40 basis points on selected Credit Revive and Credit Restore products, which are designed for borrowers with a history of credit difficulties who are now demonstrating improved financial stability.

Within the Credit Revive range, two-year fixed rates are now available at 5.59% up to 70% LTV and 6.09% up to 85% LTV. The Credit Restore range has also been adjusted, with the two-year discounted rate now priced at 6.25% and the three-year fixed at 6.39%, both available to borrowers with up to 70% LTV.

Claire Askham

Claire Askham, head of mortgage sales at Buckinghamshire Building Society, said: “We know how important it is for brokers to have reliable options for clients who are on the road to financial recovery. By improving the pricing across Credit Revive and Credit Restore, we’re making it easier to support borrowers who don’t always fit the mould but have strong potential to sustain a mortgage.

“Our new fixed rate for Everyday Buy to Let also gives brokers more choice for landlords seeking short-term rate stability. We’re committed to refining our offering in areas that matter most to brokers and their clients.”

COMMENT ON MORTGAGE SOUP

We want to hear from you!
Leave a comment and get the conversation started.
You need to register to post, so please login or sign up below.

Latest articles

The Leeds trims mortgage rates for new year

Leeds Building Society has cut mortgage rates by up to 0.26% across a wide...

Nationwide expects steady house price growth in 2026 as affordability pressures ease

Housing market activity proved more resilient than many expected in 2025, despite subdued consumer...

Rental prices hold steady as supply edges higher, Propertymark finds

Average rents agreed across the UK remained broadly flat in 2025, despite a rise...

Lloyds data points to shifting housing hot spots as regional markets diverge

The South West city of Plymouth topped Lloyds’ latest ranking of housing hot spots,...

Westminster and London dominate list of most expensive areas for first-time buyers

A new study has identified where first-time buyers paid the highest prices for their...

Latest publication

Other news

The Leeds trims mortgage rates for new year

Leeds Building Society has cut mortgage rates by up to 0.26% across a wide...

Nationwide expects steady house price growth in 2026 as affordability pressures ease

Housing market activity proved more resilient than many expected in 2025, despite subdued consumer...

2026 forecasts: More pessimism or will the housing market strengthen?

Throughout 2025 many in the housing industry, both lenders and builders cast serious doubt...