Redbrick Landlords Insurance has reported that nearly half of landlords admit they have had tenants fall behind on their rental payments at some point in their letting career.

The survey of landlords showed that 46% had experience of tenant arrears, with an average of two months’ rent owed by the tenant. Landlords have a limited number of options available if the tenant does fall behind – evict, negotiate a reduced rental rate or help the tenant to obtain advice regarding the availability of state benefits.

Tony Armitage, Redbrick Landlords Insurance managing director, said: “Unfortunately