Specialist lending & complex investment opportunities

Published on

So are specialist lenders the answer for brokers working on more complex cases? We believe the answer lies in two essential elements of a lender’s offer.

The first is very human approach to underwriting and decision making. It’s critical for a lender to understand the specific requirements of each client, and to look at applications on a case-by-case basis. Lenders like Shawbrook have specialist teams that underwrite each application on its individual merits. Vanilla BTL lenders, which are great for very straightforward cases, tend to use an online rules-based, ‘tick-box’ system which will discount anything that is more complex.

The second point is about flexibility – a critical factor in any complex case. We offer a breadth of lending options which covers HMOs, student lets, multi units and portfolios. We welcome individuals, LLPs and UK and Offshore Ltd Companies. Shawbrook will never limit the number of properties lenders can secure finance against.

Indeed, we provide funding solutions on both commercial and semi-commercial property, and offer loans sizes from £75k to £5m, up to a 75% LTV.

The market is growing and there are some exciting – and unusual – opportunities out there for brokers. Here’s to specialist lenders who can provide brokers with the means to take advantage of them.

Karen Bennett is sales and marketing director, commercial mortgages, at Shawbrook Bank

Latest POLL

COMMENT ON MORTGAGE SOUP

We want to hear from you!
Leave a comment and get the conversation started.
You need to register to post, so please login or sign up below.

Latest articles

Spring surge in property listings creates market opportunities

The average asking price for newly listed properties has risen by 1.1% (+£3,876) this...

Secure Trust Bank Commercial Finance appoints senior portfolio director

Secure Trust Bank Commercial Finance (STB CF) has announced the appointment of Carl Pykett...

Inflation expectations rise slightly as BoE releases latest survey

Public expectations for inflation and interest rates have edged higher, according to the Bank...

£1 billion lost annually as 50,000 London social homes used fraudulently

A shocking new report reveals that around 50,000 social housing properties in London are...

Other news

Spring surge in property listings creates market opportunities

The average asking price for newly listed properties has risen by 1.1% (+£3,876) this...

Secure Trust Bank Commercial Finance appoints senior portfolio director

Secure Trust Bank Commercial Finance (STB CF) has announced the appointment of Carl Pykett...

Inflation expectations rise slightly as BoE releases latest survey

Public expectations for inflation and interest rates have edged higher, according to the Bank...